Services
Business & Corporate Consulting
From Business Decisions to Better Outcomes
As businesses grow, financial and operational decisions become increasingly interconnected. Expansion, restructuring, fundraising, acquisitions, succession and improving profitability all require more than accounting or tax advice.
At Bonada Advisory Group, we work with promoters and management to understand the business, evaluate the numbers, identify risks and opportunities, and develop practical strategies that support sustainable growth.
Our consulting approach combines financial analysis, tax and regulatory understanding, business insight and implementation support.
Services
01 Business Strategy & Advisory Turning Business Goals into a Practical Financial Roadmap
We help promoters and management translate their business objectives into practical financial and operational plans.
Our approach
- Understand
- Diagnose
- Strategise
- Implement
- Review
Our services include
- Business performance assessment
- Business model review
- Growth strategy
- Expansion planning
- Market and business opportunity assessment
- Revenue and profitability analysis
- Cost optimisation
- Business planning
- Financial strategy
- Strategic decision support
- Periodic performance review
We typically assess
- Revenue model
- Profitability
- Cash-flow generation
- Cost structure
- Working capital
- Customer concentration
- Business scalability
- Financial risks
- Operational constraints
- Funding requirements
Deliverable
A practical Business & Financial Roadmap identifying priorities, key risks, financial implications, action areas and measurable objectives.
02 Financial Planning, Budgeting & Forecasting Know Where Your Business Is Going Before You Get There
A growing business needs more than historical financial statements. Management needs forward-looking information to make decisions.
We help businesses develop financial plans and forecasting models that connect business assumptions with financial outcomes.
Our services include
- Annual budgeting
- Financial forecasting
- Cash-flow forecasting
- Revenue projections
- Cost and expense planning
- Profitability forecasting
- Working-capital planning
- Scenario analysis
- Sensitivity analysis
- Budget vs actual analysis
- Rolling forecasts
Our approach
We begin with historical performance and understand management’s business assumptions. We then translate these into revenue, cost, working-capital and cash-flow projections. We can also develop base-case, optimistic and downside scenarios to help management understand the financial impact of different decisions.
Deliverables
- Annual budget
- Financial forecast
- Cash-flow forecast
- Scenario model
- Management dashboard
- Key performance indicators
03 Business Performance & Profitability Improvement Revenue Growth Is Not Enough. We Look at What Drives Profit.
A business can grow revenue while margins decline or cash flows weaken. We analyse the underlying drivers of performance to identify where improvement is possible.
Our review may cover
- Revenue
- Revenue growth · Customer concentration · Product/service profitability · Pricing
- Costs
- Fixed vs variable costs · Major expense categories · Cost trends · Cost leakage
- Margins
- Gross margin · Contribution margin · EBITDA · Business-unit profitability
- Working Capital
- Receivables · Inventory · Payables · Cash conversion cycle
What we provide — practical recommendations around
- Pricing
- Product/service mix
- Cost management
- Customer profitability
- Working capital
- Resource utilisation
- Process improvement
04 CFO Advisory & Virtual CFO Financial Leadership Without the Cost of a Full-Time CFO
Growing businesses often need CFO-level thinking before they need a full-time CFO.
Our Virtual CFO and CFO advisory services provide management with financial leadership, analysis and decision support.
Services include
- Financial strategy
- Cash-flow management
- Budgeting and forecasting
- MIS and management reporting
- KPI development
- Financial dashboards
- Working-capital management
- Business performance reviews
- Board/investor reporting
- Fundraising support
- Financial controls
- Strategic decision support
Our approach — we help management understand
- What happened
- Why it happened
- What it means
- What should be done next
Deliverables, depending on the engagement
- Monthly MIS
- CFO dashboard
- Cash-flow forecast
- KPI dashboard
- Management commentary
- Board/investor reporting
- Action tracker
- Periodic CFO review
05 Business Restructuring & Reorganisation Restructuring the Business for the Next Stage of Growth
As businesses evolve, the existing structure may no longer be the most appropriate from a commercial, financial, tax or operational perspective.
We assist promoters in evaluating restructuring options and understanding their implications.
Situations where this may be relevant
- Business expansion
- Group restructuring
- Change in ownership
- New investor entry
- Business separation
- Demerger/reorganisation
- Succession
- New business verticals
- Cross-border restructuring
- Financial stress or performance improvement
Our approach
- Current Structure
- Business Objective
- Alternatives
- Financial/Tax Impact
- Recommended Structure
- Implementation Support
Our review includes
- Existing ownership structure
- Business activities
- Financial implications
- Tax considerations
- Regulatory considerations
- Inter-company arrangements
- Funding and capital requirements
- Accounting implications
Where specialist legal or regulatory advice is required, we can coordinate with the relevant professionals.
06 Business Valuation & Transaction Advisory Understanding What Your Business Is Worth
Valuation can become important when a business is raising capital, bringing in investors, restructuring ownership or considering a sale.
Our services may include
- Business valuation
- Equity valuation
- Transaction-related valuation
- Valuation of business divisions
- Shareholding/ownership analysis
- Financial modelling
- Valuation using appropriate methodologies
- Sensitivity and scenario analysis
Applicable for
- Fundraising
- Entry/exit of shareholders
- Business sale
- Acquisition
- Merger/restructuring
- ESOP-related requirements
- Family/business succession
- Strategic investments
Deliverable
A structured valuation analysis based on the available financial information, business assumptions, industry considerations and purpose of the valuation.
07 Fundraising & Investor Readiness Preparing Your Business Before You Approach Investors
Fundraising is not simply about finding an investor. Businesses need to demonstrate financial discipline, scalability, governance and a credible growth story.
We help businesses prepare financially before approaching investors or lenders.
Our services include
- Financial Readiness
- Historical financial review · Financial projections · Cash-flow forecasts · Unit economics · Working-capital analysis
- Investor Readiness
- Investor information preparation · Key financial metrics · Management reporting · Financial model · Data-room readiness · Due-diligence preparation
- Transaction Support
- Financial information for investors · Investor queries · Financial analysis · Coordination with legal/tax specialists
Our key question
Can your finance function withstand investor scrutiny?
08 M&A and Transaction Advisory Making Significant Transactions Financially Clearer
Acquisitions, investments and strategic transactions involve significant financial, tax and commercial considerations.
We assist clients in evaluating the financial aspects of potential transactions.
Services may include
- Preliminary financial assessment
- Target business analysis
- Financial due diligence
- Quality of earnings review
- Working-capital analysis
- Debt and liability review
- Tax exposure review
- Transaction structuring considerations
- Valuation support
- Post-transaction financial integration
Our approach
- Evaluate
- Identify Risks
- Quantify Impact
- Structure
- Support Decision
The objective is to help promoters understand not just what the target is worth, but what they are actually acquiring.
09 Working Capital & Cash Flow Advisory Because Profit Does Not Always Mean Cash
Cash flow is the fuel for every business.
We help businesses understand where cash is being generated, where it is being absorbed and how working capital can be improved.
Our review covers
- Accounts receivable
- Inventory
- Accounts payable
- Customer collection cycle
- Vendor payment cycle
- Cash conversion cycle
- Short-term funding requirements
- Operating cash flows
We help identify
- Slow collections
- Excess inventory
- Inefficient payment cycles
- Cash trapped in operations
- Funding gaps
- Working-capital pressures
Deliverables
- Working-capital analysis
- Cash-flow forecast
- Cash conversion analysis
- Improvement recommendations
- Working-capital action plan
10 Business Process & Finance Transformation Building a Finance Function That Can Scale
Accounting processes that work for a ₹5 crore business may not work efficiently when the business reaches ₹50 crore or ₹100 crore.
We help businesses strengthen their finance processes as they grow.
Areas may include
- Finance process review
- Accounting workflow
- Month-end closing process
- Management reporting
- Chart of accounts
- Approval processes
- Delegation of authority
- Reconciliation processes
- Internal controls
- ERP/accounting system optimisation
- Automation opportunities
Our approach
- Map the existing process
- Identify gaps
- Redesign
- Implement
- Monitor
Deliverable
A structured Finance Process Improvement Roadmap with identified gaps, recommended controls, responsibilities and implementation priorities.
11 Family Business & Succession Advisory Preparing the Business for Its Next Chapter
Family-owned businesses often face a combination of business, ownership and succession considerations.
We help promoters evaluate the financial and structural aspects of succession and business continuity.
Areas may include
- Business and financial health assessment
- Ownership structure review
- Succession planning considerations
- Business valuation
- Financial governance
- Promoter/family financial reporting
- Role and responsibility considerations
- Business restructuring
- Transition planning
The objective is to help families approach succession as a planned business transition rather than an event that happens unexpectedly.
12 Project & Business Feasibility Advisory Test the Numbers Before Committing Capital
Before committing significant capital to a new project, business line or expansion, management needs to understand whether the economics make sense.
Our analysis may include
- Initial investment
- Revenue assumptions
- Operating costs
- Working capital
- Funding requirements
- Break-even analysis
- Cash-flow projections
- Return expectations
- Scenario analysis
- Sensitivity analysis
- Key risks
Deliverable
A financial feasibility model and decision-oriented assessment highlighting assumptions, expected returns, cash requirements, risks and key decision points.
13 Promoter & Management AdvisorySignature BAG offering When the Numbers Become Strategic
Promoters often don’t need another financial statement. They need someone who can sit with them and ask the right questions.
Periodic strategic financial reviews covering
- What is driving growth?
- Which customers/products are actually profitable?
- Where is cash getting stuck?
- Are margins improving?
- Is the business ready to scale?
- Is the finance function ready for the next stage?
- What risks are not visible in the financial statements?
- Is the business investment-ready?
- What should management focus on next?
Deliverable — a concise Promoter’s Financial Review
- Performance
- Key Issues
- Risks
- Opportunities
- Recommended Actions
Book a consultation
Let’s build your financial recipe together.
Tell us where your business is today and where you want it to go. We’ll help you choose the right ingredients.